At Grace Lane our focus is on inspiring you to live your best life possible and make wise and confident financial decisions.
We provide holistic financial planning and investment management services with an emphasis on Return On Life (ROL). Within this paradigm, the central question we ask is not: “Do you have enough money?”, but rather, “Are you living the best life possible with the money you have?”
Through this focus on a life-centered plan, we’re here to help you move past financial uncertainty into a more empowered version of yourself. We help decipher your best path forward, then walk beside you every step of the way.
We will take time to understand YOU; your history, philosophy, priorities and goals so that we can help you make sure your money and plan are positioned to benefit you. In doing so, we strive to provide you with a better Return on Life and not just a better return on investments.
Our goal and mission is to help people make wise and confident decisions while living their best life possible today. We will work in partnership with you, putting your life at the center of our conversations and your plan. Every client is unique so every plan is unique.
Through our experience, it became abundantly clear that the traditional financial planning process was not quite enough. We needed to go further in understanding who you are, what your life experiences have been, what your principles are, what brings you joy, and what transitions we need to prepare for.
A cookie cutter financial plan is just not good enough. So we developed a plan to enhance our processes. We delved deep in our learning on how to ask the right questions and listen better to put you in the center of everything we do. And so this is who we have become: life centered financial planners. Grace Lane is Greg and Guy, Cindy and Jennifer, Jon, Marc and Kerry. And Grace Lane is you.
Helping you become retirement ready
Everyone retires. But if you don’t have an answer to the question, “What is your retirement distribution strategy?” then you could be forcing yourself to work much longer than you need or want to.
You shouldn’t retire if you are unable to articulate your strategy for generating income in retirement. At Grace Lane, we specialize in developing distribution strategies and helping folks understand how it will all work. This is key in being able to retire with the confidence of knowing the money will last at least as long as you do.
We know the value of being truly present and unhurried with the ones we love. That’s why we put you and your family’s lives at the very core of our planning. We educate you on how to develop your perspective on money, then help you achieve the most you possibly can with it.
We want to help you maximize your life experiences, and live as comfortably as you can in the here and now. Tomorrow is not guaranteed, so don’t wait for your dreams to come true in the future – build them into the present. Find purpose in the space between.
Our Services
INVESTMENT MANAGEMENT
Our clients’ investment portfolios are highly personalized and integrated with your financial and distribution plan. Accumulation and distribution should be treated differently so your portfolio should reflect that. We talk often about our expectation of experiencing awful market events. We develop our plans expecting these events will occur at unexpected times, instead of worrying and trying to guess when. This allows you to confidently move forward with living your best life now. And when plague falls upon the land, you remember, “Oh yeah, I planned for this.”
CASH FLOW FINANCIAL PLANNING
This is where we bring the future into the present and take a look at where you are in comparison to your goals. Every financial decision we make is important, and if we don’t know where we stand, it’s hard to know where we are going. We don’t require you to have a budget or follow one, but we want to make sure we understand your income, savings, and spending plan.
RETIREMENT PLANNING
Are you retiring to something or from something? We help you make that important decision on when to retire, how much can you spend, and make crucial decisions such as when to take Social Security. We combine your financial position with our tools, experience, and knowledge to create something that matters and is meaningful for you, so that your retirement years become your very best years.
DISTRIBUTION PLANNING
Market volatility, which can benefit you during accumulation, now becomes the enemy when you start spending your money versus saving it. Everyone should have a plan that addresses this issue. It’s not a matter of IF, but WHEN. We have developed specific methods to plan for those scary times so you can sleep better at night.
TAX AND ESTATE PLANNING
We don’t prepare the documents, but estate planning and tax planning are key components of our process. We incorporate tax normalization into our plans, making sure you don’t have unexpected spikes in your tax bracket.
RISK MANAGEMENT
No plan is the right plan unless it’s protected from the unexpected. There are many ways to handle risk, and we help our clients understand the risks they face and take time to educate them on the options that are available to them. A plan that’s unsinkable unless it hits an iceberg isn’t really unsinkable. And it really isn’t a plan.
FINANCIAL ORGANIZATION
We offer a secure portal where you can track all of your accounts 24/7 in one convenient location. The portal also includes secure digital storage for your important documents and financial information.
